Well it has been a strange year to say the least.  Our busiest times of the year have been slow and the usually slow times of the year have been busy.  However, it was a good year in Southeast Texas.  We have been somewhat sheltered from the economic woes suffered by most of the nation due to our oil, gas and petrochemical economic base.  However, we have begun to feel the effects of the bad nation economy in our local area in the recent months.  Home foreclosures are up and money supplies continue to be tight.  However, one bright spot is that new home construction continues at a slow steady pace.  We hope for an improved 2011 for all.  Happy holidays and Merry Christmas.